🔔This Durga Puja, Invest in your future with our exclusive festive offer. Get up to ₹15,000 off on WBCS ONLINE CLASSROOM PROGRAMME with coupon code Puja15K.

UPSC GS Paper 3

AI IN BANKING SECTOR: SIGNIFICANCE, CHALLENGES, WAY FORWARD

Artificial Intelligence is revolutionizing the Banking Sector by improving efficiency, security, and customer experience. However, challenges like high implementation costs, data privacy concerns, and skilled workforce shortages persist. The RBI emphasizes a balanced approach, including a robust regulatory framework and financial inclusion, to ensure successful AI adoption in banking.

Click to View More
INDIA’S VOCATIONAL TRAINING SYSTEM: CHALLENGES AND WAY FORWARD

Vocational training system is crucial for achieving the 'Viksit Bharat' vision. Despite government schemes like Skill India Mission and PMKVY, challenges like low participation and poor quality persist. The National Education Policy 2020 aims to integrate vocational and mainstream education, strengthen industry linkages, adopt international models, and ensure quality and relevance.

Click to View More
GST REFORM: SIGNIFICANCE, CHALLENGES AND WAY FORWARD

GST transformed the indirect tax system, boosting revenue and formalizing the economy, but challenges like the exclusion of petroleum products, a complex rate structure, and delays in dispute resolution require reforms like phased inclusion of excluded sectors and deeper digital integration to achieve the "One Nation, One Tax" ideal and fuel economic growth.

Click to View More
NAXALISM: BACKGROUND, CHALLENGES, WAY FORWARD

Naxalism, a major internal security challenge in India, stems from the 1967 Naxalbari uprising. It involves socio-economic and political grievances, land reform failures, tribal displacement, and governance deficits. The current government strategy, SAMADHAN, combines security operations with development projects and good governance, reducing violence. However, a sustained commitment is needed to eliminate the violent threat and address the root causes.

Click to View More
BRAIN DRAIN: MEANING, CHALLENGES, WAY FORWARD

Brain drain, or skilled emigration, hampers India's development due to limited opportunities and better foreign prospects. To counter this, India needs to improve its domestic environment, boost R&D, and engage its diaspora for "brain gain," securing its future as a global knowledge hub.

Click to View More
CHINA’S EXPORT CONTROL: IMPACT ON INDIA

China's increasing export controls pose a threat to India, whose economy depends on China for critical minerals production and rare earth processing. India's response includes diplomatic pressure, diversification of supply chains, strengthening international partnerships, and implementing Atmanirbhar Bharat to reduce import dependence.

Click to View More
NEW TELECOM POLICY (NTP) 2025: FEATURES AND OPPORTUNITIES

The National Telecom Policy 2025 aims to achieve universal and meaningful connectivity by 2030, bridging the digital divide. Targets include 100% 4G and 90% 5G population coverage. To achieve these goals, the policy plans to increase fiberisation of towers, BharatNet Project, fixed-line broadband, and a flexible framework for satellite services. 

Click to View More
CRITICAL MINERALS: MEANING, SIGNIFICANCE AND CHALLENGES

India aims to secure critical minerals for renewables and EVs, including lithium, cobalt, nickel, and rare earth elements. To manage supply chain vulnerabilities, the government plans to establish a Centre of Excellence for Critical Minerals. To ensure supply, India is implementing the Mines and Minerals Act, the Auction of Critical Mineral Blocks, the Mineral Security Partnership, and KABIL.

Click to View More
Let's Get In Touch!