IAS Gyan

Daily News Analysis


1st August, 2023 Economy

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Context: The Union Minister for Housing and Urban Affairs informed the Rajya Sabha that 75.51 lakh houses have been completed under the Pradhan Mantri Awas Yojana-Urban (PMAY-U) scheme. He said that Uttar Pradesh had the largest number of houses completed, followed by Gujarat and Andhra Pradesh.


  • The Prime Minister's Awas Yojana (PMAY-U) is the flagship programme of the Indian government for providing homes to the urban poor.
  • As of now, 75.51 lakh residences have been finished under this scheme, with 71.39 lacks of them occupied. Uttar Pradesh has the most completed houses (12, 87,307), followed by Gujarat and Andhra Pradesh, each with 8, 80,209 and 8, 08,278 completed houses. Tamil Nadu has built 5, 30,350 houses.
  • The Centre has allocated Rs.1.48 lakh crore to state governments to help them implement the PMAY-U program. The aid is given in three instalments of 40%, 40%, and 20%. The delivery of central assistance is conditional on the submission of Utilisation Certificates (UCs) for earlier assistance, physical progress, and the Aadhaar seeding of beneficiaries in the Management Information System (MIS).
  • The PMAY-U program, which launched in 2015, seeks to give 'pucca' houses to eligible urban households, including slum dwellers, by 2022. To finish all sanctioned houses without changing the funding pattern or implementation methods, the scheme time has been extended to December 2024.

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PM AWAS YOJANA: https://www.iasgyan.in/daily-current-affairs/pm-awas-yojana-32


Q. Discuss the significance and impact of the Pradhan Mantri Awas Yojana (PMAY-U) in addressing housing needs in urban areas. What are some of the challenges faced in its implementation, and what can be done to overcome them? Outline the way forward for the successful continuation and expansion of the PMAY-U program.