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EXAMINING THE RBI’S REMITTANCES SURVEY

India's remittances hit $118.7 billion in 2023-24, surpassing FDI. Advanced economies like the U.S. lead, with digital channels dominating transfers. Maharashtra, Kerala, and Tamil Nadu receive most funds. India must boost digital infrastructure, support poorer states, track remittance usage, and diversify sources to ensure economic stability and reduce risks.

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Picture Courtesy: THE HINDU

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India's remittance landscape evolves with a shift towards advanced economies and digital channels, reflecting changing migration patterns and financial behaviors.

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