Social Security

KERALA'S ZERO POVERTY MODEL : A CASE STUDY FOR SOCIAL JUSTICE

Kerala will be "extreme poverty-free" by November 1, 2025, a goal achieved through a decentralized model led by local bodies and Kudumbashree. They identified vulnerable families and addressed their food, health, and housing needs, marking a significant step in inclusive growth and SDG-1.

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WHAT EPFO NUMBER REVEALS?

The Employees’ Provident Fund Organisation (EPFO) faces challenges due to frequent premature withdrawals by members, which drain retirement savings meant for post-retirement security. Data shows that nearly half of members withdraw funds shortly after unemployment, often rejoining later, causing breaks that reduce pension benefits. Most EPFO members earn low wages, limiting their contribution capacity. To address this, the government has introduced stricter withdrawal norms, minimum balance requirements, and streamlined withdrawal categories. Improving financial literacy, expanding coverage, and encouraging longer membership are key steps to strengthen India’s social security system.

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DOMESTIC WORKERS IN INDIA: STATUS, CHALLENGES, WAY FORWARD

The domestic workforce, mostly women from marginalized communities, faces exploitation due to informal work and lack of rights. Denied fair wages and protection, they remain invisible. The Supreme Court directed the Centre to form an expert committee to draft a protective law.

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UNEMPLOYMENT IN INDIA : CHALLENGES AND WAY FORWARD

India's unemployment rate has dropped to 2%, the lowest among G20 nations, indicating the effectiveness of government schemes and economic growth in creating employment opportunities. 

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FEMINISATION OF AGEING IN INDIA

Feminization of aging means more elderly women in senior citizen group, they face unique vulnerabilities like poverty, poor health, and social isolation, rooted in lifelong gender inequalities. Despite their societal contributions, they lack financial security and adequate healthcare. Way Forward require gender-sensitive policies, robust social protection, and community support for equitable and dignified aging.

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MSME SECTOR: SIGNIFICANCE, CHALLENGES AND WAY FORWARD

The MSME sector is the backbone of the Indian economy, driving employment, innovation, and exports, but faces challenges related to credit access, technology adoption, and skilled workforce, requiring continued government support and focus on digitalization and sustainability for resilient growth. 

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MIGRANT WORKERS: CHALLENGES AND WAY FORWARD

Migrant workers, vital to the Indian economy, face poverty, no social security, and poor living conditions, which worsened during COVID-19. Despite laws like the Inter-State Migrant Workmen Act, implementation lags. The solution lies in robust legal frameworks, tech like ONORC and e-Shram, and a National Migrant Labour Policy for their rights and dignity.

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INDIAN WELFARE MODEL: EVOLUTION, CHALLENGES, WAY FORWARD

India's welfare state prioritizes citizen well-being through needs- and rights-based initiatives, enshrined in the Constitution. Evolving from historical roots to tech-enabled delivery, it has improved health, education, and poverty. Challenges include inequality, coverage gaps, and funding. Strengthening implementation, increasing budget, and leveraging technology responsibly are crucial for future success.

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WELFARE OF GIG WORKERS: KARNATAKA MODEL

The Karnataka Platform Based Gig Workers (Social Security and Welfare) Ordinance, 2025, aims to address issues like precarious employment, income volatility, lack of social security, poor working conditions, and algorithmic control in India's gig economy, which is expected to employ 23.5 million workers by 2029-30.

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E-SHRAM PORTAL: NATIONAL DATABASE OF UNORGANISED WORKERS

The Ministry of Labour & Employment has registered over 30.95 crore unorganised workers on the eShram portal, linking with Aadhaar. The platform allows workers to self-declare their occupation, address, educational qualifications, skill sets, and family details. Successful registration grants them a 12 digit unique Universal Account Number (UAN) e-Shram Card.

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