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Government Schemes

UNEMPLOYMENT IN INDIA : CHALLENGES AND WAY FORWARD

India's unemployment rate has dropped to 2%, the lowest among G20 nations, indicating the effectiveness of government schemes and economic growth in creating employment opportunities. 

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PM SVANIDHI SCHEME: SIGNIFICANCE, CHALLENGES, WAY FORWARD

PM SVANidhi scheme, launched in 2020, offers collateral-free working capital loans to street vendors to restart and expand their businesses. Recently extended until March 31, 2030, with enhanced loan amounts and new features like UPI-linked RuPay Credit Cards, the scheme significantly improves vendors' socio-economic status and promotes self-reliance.

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MSME SECTOR: SIGNIFICANCE, CHALLENGES AND WAY FORWARD

The MSME sector is the backbone of the Indian economy, driving employment, innovation, and exports, but faces challenges related to credit access, technology adoption, and skilled workforce, requiring continued government support and focus on digitalization and sustainability for resilient growth. 

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HIGHER EDUCATION SYSTEM IN INDIA: CHALLENGES AND WAY FORWARD

India's higher education system faces challenges with quality, access, and equity.  The National Education Policy (NEP) 2020 prioritise multidisciplinary learning, institutional autonomy, and internationalisation.  Addressing rote learning, closing the digital divide, and aligning education with labour market demands are crucial for maintaining a relevant, innovative, and globally competitive system.

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BIOGAS PLANT

Biogas is produced through a biochemical process in which certain types of bacteria convert the biological waste into useful biogas. Biogas decreases deforestation and methane emissions, while the slurry byproduct promotes organic farming. Experts believe residential air pollution is a huge global health issue, accounting for 3.1 million premature deaths in 2021.

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E-SHRAM PORTAL: NATIONAL DATABASE OF UNORGANISED WORKERS

The Ministry of Labour & Employment has registered over 30.95 crore unorganised workers on the eShram portal, linking with Aadhaar. The platform allows workers to self-declare their occupation, address, educational qualifications, skill sets, and family details. Successful registration grants them a 12 digit unique Universal Account Number (UAN) e-Shram Card.

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PALNA SCHEME: EMPOWERING WORKING MOTHERS

The Palna Scheme, a Centrally Sponsored initiative under Mission Shakti, provides day-care facilities for children aged 6 months to 6 years. It supports working mothers by offering safe environments, nutritional aid, and developmental activities. The scheme operates Standalone Crèches and Anganwadi-cum-Crèches, aiming for 17,000 centers by FY 2025-26 to foster women's economic participation.

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