The 2025 Munich Re report warns that lower disaster losses reflect chance, not reduced risk. Climate extremes are intensifying, protection gaps persist, and frequent smaller disasters dominate. Urgent focus is needed on risk reduction, insurance coverage, resilient infrastructure, and global climate cooperation.
Click to View MoreCyclone Senyar, the first November cyclone to hit Indonesia, made landfall on Sumatra on November 26, 2025. Formed unusually in the Malacca Strait, it rapidly intensified to 70–90 km/h, highlighting the growing impact of climate change and warming seas on rare regional cyclogenesis.
Click to View MoreTyphoon Kalmaegi, a Category 3 storm, caused widespread floods and landslides in Cebu, Philippines. This disaster, following recent earthquakes, prompted a national state of calamity, highlighting the Philippines' growing vulnerability to climate-related events.
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