financial literacy

OPERATION MULE HUNT: CRACKDOWN ON CYBER FRAUD NETWORKS

Gujarat Police's 'Operation Mule Hunt' dismantled massive cyber fraud networks by seizing illicit mule bank accounts. To combat escalating digital crimes, RBI and IDPIC have integrated AI-driven tools like MuleHunter.AI and risk-scoring systems to monitor transactions and track launderers.

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RISING HOUSEHOLD DEBT IN INDIA: CAUSES, IMPLICATION & SOLUTIONS

Indian households are accumulating debt faster than they are building financial assets, with liabilities growing 102% between 2019 and 2025, while assets grew only 48%. Bank deposits remain the main savings vehicle, but mutual funds are increasingly popular. Rising household debt poses economic, financial, and social challenges, highlighting the need for financial literacy, responsible borrowing, long-term investments, and supportive government policies to ensure sustainable household financial health.

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