Digital India

AI IN BANKING SECTOR: SIGNIFICANCE, CHALLENGES, WAY FORWARD

Artificial Intelligence is revolutionizing the Banking Sector by improving efficiency, security, and customer experience. However, challenges like high implementation costs, data privacy concerns, and skilled workforce shortages persist. The RBI emphasizes a balanced approach, including a robust regulatory framework and financial inclusion, to ensure successful AI adoption in banking.

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AI IN JUDICIARY: SIGNIFICANCE, CHALLENGES, WAY FORWARD

Judiciary is integrating AI for efficient, transparent, and accessible justice. Initiatives like SUPACE and SUVAS help judges with research and translation. However, AI presents ethical challenges like data privacy and algorithmic bias. A human-centric approach is crucial for fairness, justice, and accountability.

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ONLINE GAMING REGULATION: CHALLENGES AND WAY FORWARD

The Promotion and Regulation of Online Gaming Bill, 2025, proposes a ban on online money games, including skill-based ones like fantasy sports, to combat addiction, financial losses, and illicit activities. However, it also raises concerns about job losses and the rise of the illegal betting market, highlighting constitutional ambiguities.

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AI IN GOVERNANCE: MEANING, CHALLENGES AND WAY FORWARD

India’s AI in governance, exemplified by tools like ‘SabhaSaar’, aims to enhance efficiency, transparency, and citizen-centric services. Success demands robust laws, ethical safeguards, skill development, and digital inclusion. Balancing innovation with accountability, India can draw global best practices to ensure AI serves public good without eroding trust or rights.

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SEMICONDUCTOR SECTOR IN INDIA: CHALLENGES AND OPPORTUNITIES

Semiconductor sector driven by the India Semiconductor Mission, aims to achieve technological sovereignty, strengthening national security, and boost economic growth. India excels in chip design, however, it faces challenges including capital requirements, infrastructure deficits, and geopolitical risks. Government support and international partnerships are vital to become a major global semiconductor player.

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REGULATION OF OTT CONTENT: CHALLENGES AND WAY FORWARD

India regulates OTT platforms via the IT Rules 2021's three-tier system, addressing concerns like content control, data privacy, and public order. Key challenges include balancing creative freedom with ambiguous guidelines and jurisdictional complexities. A dedicated legal framework, strengthened self-regulation, and government-industry collaboration are vital for effective, balanced oversight.

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INDIA’S DIGITAL SOVEREIGNTY: MEANING, SIGNIFICANCE & CHALLENGES

India's digital sovereignty is a topic of debate, with discussions on data protection, privacy, and indigenous digital solutions. The India-UK FTA enables cross-border data flows, potentially paving the way for India to shift away from its stricter localisation requirements.

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E-SHRAM PORTAL: NATIONAL DATABASE OF UNORGANISED WORKERS

The Ministry of Labour & Employment has registered over 30.95 crore unorganised workers on the eShram portal, linking with Aadhaar. The platform allows workers to self-declare their occupation, address, educational qualifications, skill sets, and family details. Successful registration grants them a 12 digit unique Universal Account Number (UAN) e-Shram Card.

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WHAT IS THE "AI FOR INDIA 2.0" PROGRAMME?: EXPLAINED

The "AI for India 2.0 Programme" offers free online Artificial Intelligence and Machine Learning training. The program emphasizes vernacular accessibility, providing content in nine Indian languages. It targets college students, recent graduates, and early-career professionals, especially from rural and non-English-speaking backgrounds, by offering expert-curated, nationally accredited Python courses.

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NEW TELECOM POLICY (NTP) 2025: FEATURES AND OPPORTUNITIES

The National Telecom Policy 2025 aims to achieve universal and meaningful connectivity by 2030, bridging the digital divide. Targets include 100% 4G and 90% 5G population coverage. To achieve these goals, the policy plans to increase fiberisation of towers, BharatNet Project, fixed-line broadband, and a flexible framework for satellite services. 

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