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The Krishi Sakhi Initiative empowers women farmers by improving crop insurance access and digital literacy. To overcome low land ownership, experts advocate for "Cultivator Certificates" to decouple insurance from titles, ensuring credit and climate resilience for India’s growing female workforce.
Click to View MoreClimate change is increasingly affecting India’s commercial crops through rising temperatures, erratic rainfall, soil degradation, and higher pest incidence. Crops like tea, coffee, rice, wheat, and sugarcane face reduced yields and quality, threatening farmer livelihoods and export competitiveness. Government initiatives such as the National Mission for Sustainable Agriculture, Pradhan Mantri Krishi Sinchayee Yojana, Pradhan Mantri Fasal Bima Yojana, and programs by the Tea and Coffee Boards aim to enhance climate resilience through climate-smart varieties, water management, pest control, and insurance. Adoption of sustainable practices, crop diversification, and technology integration are essential for safeguarding productivity and ensuring long-term agricultural sustainability.
Click to View MoreThe Pradhan Mantri Fasal Bima Yojana (PMFBY) aims to provide financial protection to farmers against crop losses due to natural calamities, pests, and diseases. However, in Rajasthan, farmers have protested over delayed and arbitrary claim settlements, citing collusion between insurance companies and officials. Nearly ₹947 crore in claims remain unpaid, and issues such as poor field verification, lack of transparency, and reduced budget allocations have weakened trust in the scheme. Recent reforms, including digital monitoring through the National Crop Insurance Portal and strict timelines for claim settlement, seek to improve efficiency, accountability, and farmer confidence in PMFBY.
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