India’s capital markets are undergoing a major shift as domestic household savings increasingly replace foreign institutional money. This transition strengthens market stability and enhances policy autonomy but also exposes new retail investors to higher risks, uneven participation, and potential overvaluation. With rising SIP inflows, booming IPOs, and declining FPI dependence, markets appear strong on the surface, yet structural issues—such as unequal access, performance gaps in active funds, governance concerns, and growing wealth inequality—require urgent attention. Ensuring investor protection, financial literacy, and transparent regulation is critical for converting this savings shift into inclusive and sustainable financial growth.
Click to View MoreA G20 report by the World Inequality Lab warns that India’s wealth is heavily concentrated, with the top 1% holding 40.1% of national wealth while the bottom half owns only 6.4%. It urges G20 nations to impose a 2% global minimum tax on billionaires to curb inequality.
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