UPI Fraud Rules

RBI'S DIGITAL FRAUD COMPENSATION FRAMEWORK EXPLAINED

The RBI's new Digital Fraud Compensation Framework (effective January 2027) guarantees up to ₹25,000 reimbursement for victims of small-value online scams. Mandating a 5-day reporting window, the framework utilizes a unique RBI-bank cost-sharing model to foster accountability and secure India's digital economy.

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